Why SIPs Are the True Heroes Amidst a Volatile Market?

Why SIPs Are the True Heroes Amidst a Volatile Market?

By Akhil Chugh

Date Nov 16, 2025

If 2025 could be summed up in one word, it would be “Volatile.” Stock markets are rising one month and correcting the next. Interest rates are uncertain, global headlines are confusing, and investors are anxious.

In the middle of all this chaos, one steady strategy continues to shine — Systematic Investment Plans (SIPs).

SIPs aren’t magical; they are just a systematic way to invest. By investing periodically, ideally monthly, you become disciplined about investing. More than discipline, SIPs help equity investors navigate market volatility. Let’s learn how SIPs are true heroes amidst a volatile market.

Why SIPs Stand Tall in Volatile Times?

A SIP is like your financial autopilot — it keeps investing for you regularly, whether the market is high or low. Over time, this consistency smooths out the bumps caused by market fluctuations.

Here’s how SIPs help when the market acts unpredictable:

SIPs helps in beating volatility with rupee cost averaging

SIPs don’t fight volatility — they turn it into opportunity.

What This Shows?

  • Total Amount Invested (via SIP): ₹3,60,000
  • Average Cost per Unit: ₹12.6
  • Total Units Purchased: 27,672

Now, let’s compare this with someone who invested ₹3,60,000 as a lump sum in January, when the unit price was ₹14:

SIP vs Lumpsum

The Result:

If by the end of the year, the unit price rises to ₹15:

SIP vs Lumpsum which is better

Difference in Gain = ₹29,370 more!

When markets fall, SIPs buy more units — and when markets rise, those extra units multiply your returns. That’s how SIPs help you tame volatility and build wealth automatically, without the stress of timing the market.

Conclusion

SIPs aren’t about guessing market moves — they’re about riding through them. That’s why, in every unpredictable year, SIPs emerge as the true heroes — quietly building wealth, one month at a time.

Don’t wait for the “right time” to invest — make every time the right time with SIPs. Talk to our team of experienced finance professionals to craft a SIP strategy perfectly aligned with your goals.

Download our mutual fund app & start investing for your long-term financial goals.    

Happy Investing!